Mortgage advice is important in the process of buying a house.
Especially when you are an expat, it is important to get a good mortgage advice because rules
and conditions for an expat can be different than for a Dutch person.
Before you start looking for a house, it is advisable to get mortgage advice from a mortgage expert.
That way, you can find out which price category best fits within your budget
and what your monthly mortgage payments and other accommodation expenses will be.
After the first mortgage advice you will be able to make an accurate assessment of the price category in which you can look for your new house.
You can choose to have a mortgage advice from a mortgage advisor who is working for a bank or an independent mortgage advisor. The plus of going to an independent mortgage advisor, is that this advisor compares every mortgage providers at terms & conditions and at the mortgage rate they offer.
You will know you will get the best deal in the market.
The mortgage advisor from the bank only can offer you the terms & conditions and the mortgage rate of the bank.
When you have reach an agreement on the buy of a house, you will need a mortgage advice so that you can choose which mortgage is best for you.
Together with the mortgage advisor you will discuss which mortgage and mortgage provider best suits your needs, future plans and tax situation. In this mortgage advice the mortgage advisor also will discuss the risks of having a mortgage and how to cover those risks. Think about risks of death, unemployment or disability.
When the mortgage advice is completed the mortgage advisor will provide the mortgage application and maintain contacts with all parties, including the mortgage provider, insurance companies, notary and real estate agents.
Expats Amsterdam is an expert in giving expats mortgage advice.
We are independent and can help you to choose which mortgage is best for you and which mortgage provider
can give you the best offers.
Feel free to contact us. The first meeting is always free of charge.